Every three and a half minutes of every day, someone at a UK fuel pump has that sinking feeling as they realised they’ve grabbed the wrong nozzle, and have either put diesel in their petrol car or pumped petrol into the diesel tank.

You’ve conquered the theory test and proved your skills in the practical. Now you are the proud holder of a driving licence. But the challenges don’t stop there for young drivers.

It’s been a marvellous summer. Long sunny days have meant that shows and events have been more successful than ever, and horse riding has never been more popular. A stronger economy and more disposable income has also meant that more people can afford to take up riding and equestrian sports.

Riding your horse across fields that are covered in snow might be a wonderful experience, but transporting your horse on icy roads can be an absolute nightmare.