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There are lots of great reasons for choosing to live in a residential park home. One major factor that entices Britons to swap bricks and mortar for a deluxe static caravan is money. Moving frees up cash so you can spend it doing the things you love. So whatever your passions, here’s our pick of residential park homes in the UK that will let you indulge in your favourite pastimes.
1) Best for … fish and chips
This year’s award for best fish and chippy went to Miller’s Fish and Chips in Haxby, North Yorkshire. Choose one of the prestigious park homes at Lower Dunsforth Residential Park and you’ll be only a few miles up the road from this hot spot for battered goods.
2) Best for … dog owners
If you’re planning on taking man’s best friend with you, choose a park that is perfect for pooches, like Organford Manor, in Poole, Dorset. This private gated, modern residential park has its own 2-acre dog walking and amenity field that is just for residents. And the beach is only a couple of miles ago, so salty sea dogs can take a dip in the water too.
3) Best for … fishing
Do you plan to spend more time sitting around on the water’s edge with a line in your hand? You’ll have a choice of three fishing lakes on your doorstep at Five Acres Park Homes near Doncaster. In the pretty market town of Bawtry, you’ll find a choice of pubs and restaurants for celebrating your big catch!
4) Best for … history buffs
If you’re looking to retire to a place steeped in history, why not take a look at Quarr Lane Park. Handily located within an easy walking distance of the historic town of Sherborne, Dorset, this retirement park is for ages 50 years+. In the town, you’ll find and ancient Abbey and castle, as well as plenty of tea rooms serving the best cakes for taking a well-earned break.
5) Best for … birdwatching
Crouch Park, Hullbridge, Essex is set on banks of the River Crouch. Several of the plots enjoy riverside views, making it the ideal spot for watching the thousands of water birds. You’ll spy a wide range, including Shoveler and Black-tailed Godwits that flock to the river each year. If you want to get on the water yourself, there are four yacht clubs within easy reach. It’s also only eight miles from the busy seaside resort of Southend, perfect if you want a quick dip in the sea.
Insuring your perfect residential park home
Whether you live in your park home all year or part-time, Easy2Insure can find you high-quality cover at a money saving price. From discounts for over 50s to accidental damage cover for complete peace of mind, we’ll tailor your policy to match your exact needs. Call our friendly team on 0800 9179522 or get a quote.
Whether you own a chalet in the Alps or a Cornish cottage, holiday home insurance gives you peace of mind. Designed specifically for properties that are not your main home, it helps to protect your investment and prevent unexpected bills. But are you confident you’re getting the level of cover you really need at the best price? Read our five-minute checklist to see if you could save money on your holiday home insurance:
1)A higher excess does not always mean a cheaper premium
If you’re looking to reduce your premium, you might consider increasing your excess (the amount you automatically pay when you make a claim). It’s worth checking this option with your broker first though as sometimes a higher excess won’t significantly reduce costs.
2)Save money when you shop around
Holiday home insurance is not as straightforward as standard home insurance as the risks are higher. Not every insurance company is willing to take on that risk, and will quote higher premiums to reflect this. You might not know where to start when it comes to shopping around for holiday home insurance, but it’s worth the effort.
Like all insurance, you can make big savings on your holiday home insurance if don’t just accept your renewal quote. If you don’t have the time to ring around for quotes, use a specialist broker like Easy2Insure to do the leg-work for you. Expert brokers know the ins and outs of the industry and can often negotiate better rates than you’ll be able to find yourself on the high street.
3)Check if keys are included to avoid a shock
Sometimes it’s not until too late that you discover that your insurance is not as comprehensive as you thought. For example, lost or stolen keys are not always part of every holiday insurance policy. But replacing these, and changing the locks to ensure your holiday home remains secure, can be costly.
4)Protect yourself from travel expenses
Your holiday home may be a long way away, but if something happens you may need to be on site to sort it out. Does your insurance pay for any emergency travel to your holiday home? If you need this, make sure it’s included in your premium.
5)Specialist liability insurance to guard you from legal costs
If you rent your holiday home to others, public liability insurance is a must to protect you from legal claims for injury or damage to property. Claims for injury are all too easy to bring in our no-win, no-fee world. And compensation payments can run into high figures, not to mention the legal fees you’ll be faced with. Save money in the long run by making sure that you have this liability cover included in your insurance package.
6)Shield your finances from loss of income
Do you rely on your income from your holiday home? If so, consider taking out loss of rent insurance, which pays out if you are unable to rent your holiday home for a period of time.
7)Accidental damage cover for peace of mind
Whether you let your holiday home to others or it’s just for you and the family, you never know what might happen. Accidental damage cover gives you peace of mind that you can pay to replace contents.
8)Security features can reduce your premium
Increasing security can reduce the risk of your holiday home being targeted by thieves. Many insurers will give a discount for extra security, like CCTV. If you’ve invested in this equipment, make sure you tell your insurance broker so they can negotiate a better deal on your behalf.
9)Home Emergency cover to deal with crisis situations
If you let your holiday home out to guests, it can be reassuring to know that if something does go wrong, like the water pipes burst, they can get it fixed right away. With home emergency cover as an add-on to your insurance, you can leave guests details of a 24-hour contact for an emergency plumber or other expert.
Cheap holiday home insurance you can count on
We believe in great value insurance. That means you pay the lowest price for holiday home insurance that you can rely on, with no nasty surprises or exemptions in the small print. Call our expert property team on 0800 917 9522 or fill in the form to get a free quote on your holiday home insurance today.
Now you’ve got a lustworthy iPhone, it’s time to think about iPhone insurance. Nearly half a million Brits had their smartphone stolen last year. And 50% of us have cracked our phone screen at least once. Maybe you bought your iPhone on impulse or it was a present. Or perhaps it’s something you’ve been saving up to buy for a long time. Insurance is there for a little extra peace of mind if something goes wrong.
Why do I need iPhone insurance?
You don’t have to take out iPhone insurance. But it will give you reassurance if you can’t easily afford to replace it if it gets lost, damaged or stolen.
For some, the idea of being without our phone is enough to bring us out in a cold sweat. If your phone is new, any mechanical breakdown is likely to be covered by warranty. But if it’s out of its warranty period, or it is damaged, lost or stolen, you’ll need insurance for peace of mind.
How much will iPhone insurance cost?
The cost of insurance will vary depending on the model and its age. There are other factors too that will influence the cost.
Top tips to get a better price deal on your iPhone insurance
- Don’t just buy the cover offered by Apple or the store where you buy your phone. Yes, this is possibly the easiest option, but it is likely to cost you the most as well. Don’t just sign up, but give yourself time to check out prices elsewhere.
- Double-check the small print. Be sure that you are getting the level of cover that you expect. There’s a saying that goes “you only find out how good your insurance is when you need it.” Beware of any insurance deals that seem too good to be true – it probably will be. And you don’t want to find out that you haven’t got the cover you expect at the point of making a claim.
- Check what’s covered by your home insurance. Before you take out separate iPhone insurance, double check to see if it’s already covered on your home insurance. Be careful to read the small print though. Some household policies will cover your phone if it is stolen from your house, but not if it is stolen, lost or damaged when you’re out and about.
- Think about what cover you need. If you can’t bear the thought of coping without your iPhone for a few days, make sure you opt for insurance that will get yours replaced quickly or give you a temporary phone if yours is being repaired.
More tips
- New for old cover or refurbished? If it’s important that your iPhone is replaced with a new phone, rather than a refurbished one, make sure that this is included in your smartphone insurance package.
- Opt for a higher excess. You can adjust your excess (the amount you automatically pay if you make a claim) to reduce your premium. The higher your excess, generally the lower your premium will be. Be careful not to go too high though, or your excess might make it not worth making a claim at all.
- Pay in one go. You can pay for insurance monthly, but it’s likely to cost more than if you can pay in one go.
- Shop around for the best value deal. Just like all insurance cover, it pays to shop around to find the best deal. Be warned that the cheapest deal is not always the best cover and make sure you’re very clear what you are purchasing. Alternatively, use an independent broker like Easy2Insure to shop around for the best price for you.
Other things to think about:
- You can save money by opting for a bundle deal. This will cover your other tech items like your Macbook and iPad
- Some insurance companies may offer platforms for storing data like photos. If that’s something you need, be sure to ask your broker
- Check if your insurance will be valid for claims right away. In some cases, you might not be able to make a claim within the first couple of weeks of the insurance period. It’s better to check and be safe rather than sorry
Cheap but good iPhone insurance
Our specialist gadget insurance team understand the role our tech plays in our lives. They’ll help you find the level of cover that matches the way you use your phone. And they’ll talk you through all your options, so you can be confident you’re getting what you need. As independent brokers, we’re free to search through every insurance company for the best prices. And as we’re part of the respected Park Insurance group, we’ve got effective buying power that helps us to secure great value deals that you simply won’t find on the high street. Call us now on 0800 9179522 or get a quote.
