Vintage watches are a hot investment right now, with the rarest worth more than the Ferraris their owners are driving. And art prices are looking increasingly buoyant too: last month, Sotheby’s took a record-breaking £195million at its Impressionist, Modernist and Surrealist sale.

If you’re one of the thousands of lucky people to own a holiday home in the UK or abroad, you’ll know that it is as vulnerable to risks like fire, flood and theft as your main property. For peace of mind, holiday home insurance is a must-have. If you also let out your property to paying guests, there are extra insurance options that need to be considered.

It’s official – us girls love our handbags and we spend an average of £6,100 on buying them during our lifetime. Like Santa and Rudolph or crackers and corny jokes, you and your handbag just go together. Inside you’re likely to carry all the essentials you need to live your life – making it invaluable to you whether it’s a designer It-bag worth ££thousands or a more modest piece of arm-candy. No wonder the thought of losing our handbag makes us break out in a cold sweat!