Did you know that around a third of cars fail the annual MOT first time? For anyone who anxiously dreads the expense and inconvenience of a fail, it’s a fact that makes bleak reading.

Without your car on the road, you could find yourself unable to get to work or to see family and friends. But getting your car fixed to pass its MOT can be expensive. MOT Failure Insurance can buy you peace of mind that the financial cost of getting your car back on the road is covered. But do you really need it? We look at what can go wrong and what insurance covers so you can decide for yourself.

Do I have to do a theory test?

Yes. Even if you already have a car licence, you will need to complete a theory test, which includes extensive questions on roadcraft, and a ‘Hazard Perception’ test. Once you’ve done the theory test you have up to two years to complete the rest of your training and tests, otherwise you’ll need to resit the theory test again.

The CBT

Compulsory Basic Training has to be completed by all motorcyclists, regardless of age or which licence they’re going for (or even if you just want to ride on L-plates without taking your motorcycle licence at all). A CBT course takes a day and should cost you around £100-£135. If you’re still not sure whether or not you want to go on to ride a motorcycle full time then a CBT is a good place to start, as it will give you the opportunity to ride for up to two years on L-plates so you can work out if you want to go further with your motorcycling journey or not.

You’ll do a classroom lesson and an off-road (or ‘pad’) section where you’ll learn how to manoeuvre the motorcycle, simple daily checks, and how to control the vehicle slowly. Then you’ll go out on the road with an instructor so that they can see you’ve understood what you’ve learned in the classroom and on the pad, and can translate it into ‘real-life’ conditions.

Going for your full licence

If you’ve done your CBT and your theory test, you can then go on to train for your full licence. For any of these, you’ll need to do a Mod 1 and a Mod 2 test. Mod 1 is your chance to show the examiner that you can control the bike through a series of set manoeuvres such as a U-turn, a slow slalom and a figure-of-eight, wheeling the bike, and that all-important emergency stop. It takes approximately 15 minutes and is the most intense part of the test, so you’ll need to make sure your instructor takes you through the required syllabus very carefully.

Mod 2 is an on-road test, where the examiner follows you for around 40 minutes along set routes to see how you respond to traffic, that you’re safe on the road, and that you’re confident on the motorcycle.

Phew! After all that, and as long as it’s all gone well, you’ve got your motorcycle licence and can start enjoying your riding!

Is it expensive?

Honestly? Yes. It is expensive to get your motorcycle licence these days. Expect to pay anything from £800 upwards for a full Direct Access course (including CBT and Theory tests). It’s also physically intense, with training crammed into just a few days and with the tests for Mod 1 and Mod 2 at the end of the course.

Is it worth it? Well, just look at the grin you’ll see on any motorcyclists’ faces as they glide effortlessly through the traffic and then out onto the open road, and you’ll see that it’s absolutely worth every penny!

Tyres

New tyres have deep grooves cut into the rubber. This helps to displace the water as you’re riding and give you a better contact patch with the road. Even in dry conditions, your contact patch with the road is approximately the size of a credit card. So you can understand how important it is to make sure that contact patch in wet conditions is as good as it can be.

• Check the condition of your tyres if you’re going to be riding regularly in wet weather.
• Ensure that you keep a very close eye on your tread depth. This maximises the amount of water dispersal, and give you better contact with the road surface.
• Also, make sure that your tyres are inflated to the correct pressure. Under-inflated tyres won’t give you any additional grip on the road (and will wear faster). Over-inflated tyres will reduce the amount of grip you have.

Brakes

Wet weather will, inevitably, reduce the efficiency of your brakes. Give yourself additional space and braking time (remember to at least double your usual two-second gap between yourself and the vehicle in front to allow for the conditions).

Normally when riding a motorcycle in the dry, we tend to rely more on the front brake for stopping than the rear. In wet weather ‘grabbing a handful’ of front brake could easily cause the front of the bike to twist and skid. In wet weather, balance your braking evenly between your rear and your front brake, applying the rear brake marginally earlier than your front, and squeezing both gently. Harsh braking in wet conditions is definitely not recommended!

Electrics

Motorcycle electrics are exposed to the elements, and in wet weather can be adversely affected, especially by torrential rain or surface water. If you are riding all year round, silicone wrap may help to keep water off the most sensitive electronics.

Lights

In wet weather, visibility is reduced considerably. Not only does the water on windscreens reduce the amount car drivers can see, but even raindrops on car wing mirrors can almost obscure the view of other vehicles the driver has. To counter this, ride with your headlight on in wet conditions so you can be seen by other vehicles.

Slow down!

Wet conditions mean that the road surface can have additional hazards such as standing water. This can cause aquaplaning – when a layer of water between the road surface and the tyre causes the vehicle to lose traction. You will need to adapt your riding style to the conditions, and the most important thing to do is to slow down. You don’t need to crawl along at 5mph, but a small drop in speed will give you more time to react to the changing conditions.

What to wear

To help other drivers see you in wet conditions, a ‘Sam Brown’ Hi-Viz belt or jacket will increase your visibility. Don’t forget your own comfort, either. Firstly, if you’re wet and cold you won’t be able to concentrate properly on the road. Make sure you have adequate waterproof clothing to keep you as dry as possible. If you’re riding all year round, a set of handlebar ‘mits’ will help to protect your hands against the weather. That means you will always have full control of the vehicle. If you’re planning on riding in the coldest conditions then consider heated gloves or grips to keep your hands warm.

Unfortunately, the Holy Grail of a 100% waterproof pair of boots hasn’t been achieved yet (despite what some manufacturers may say!) An old dispatch rider’s trick of popping plastic bags around your feet before you put your boots on may help your feet stay a little bit drier!

Visibility – keeping your visor clear

Visors can quickly mist up during wet weather, so either invest in some rain repellent spray or keep your visor open just a crack at the bottom to reduce any fogging. The clearer you can keep your visor, the better.

Trust the bike!

Motorcycles are just as stable in wet conditions as they are in the dry, as long as you adjust your riding technique and ride according to the conditions. As you get more ‘wet miles’ under your belt you’ll become more confident of riding in more challenging conditions. Remember – where you look is where the bike will go. Always look well ahead and read the road conditions as far in advance as you can.

Road conditions – what could be a hazard?

One of the biggest hazards to motorcyclists in the wet is the road itself. Puddles may be hiding deep potholes that can be potentially dangerous to motorcyclists. Take care when approaching them, especially if they’re close to the edge of the road. Road markings (white lines) become incredibly slippery when wet. Cat’s eyes in the middle of the road can also be treacherous in the rain. In very cold conditions be aware that shiny patches on the road could easily be ‘black ice’. Watch out for wet leaves in the autumn, too, as these can be far more slippery than you think.

When to say no and leave the bike at home

Finally, if road conditions really are that bad, consider if your journey is really necessary. If you do have to go out, think about an alternative form of transport. There are times when riding a motorcycle in the rain stops being fun, so leave it in the garage until the sun comes back out!

2) Dry it properly

Even more important than washing your motorcycle is to make sure it is completely dry afterwards. Storing it damp is like inviting rust to come and party. As the wash may have removed grease from cables, make sure you re-grease them. Again, it’s vital that these parts are dry or you’ll trap the water under the grease.

3) Take charge

Cool temperatures can make batteries go flat surprisingly quickly. Then when you do want to start her up, you’ll find nothing happens. A trickle charger will help to keep your battery in tip-top condition and ready to get your engine roaring into action. You’ll need a power point near to where you store your bike to use a trickle charger. If you can’t do that, you might want to consider removing the battery and storing it somewhere warmer.

4) Regular starts

If you can, start up your motorbike regularly through the winter. In cold weather, condensation can build up in the exhaust and start the rot from the inside out. Starting her up will help to blast away condensation, keeping the exhaust dry.

5) Petrol tank decisions

There are two schools of thought when it comes to what to do with your petrol tank. Some say fill it up and others recommend draining it so it’s empty. Both are based on the same reason. Moisture in the tank can condense in cold weather and start to rust the tank. If it’s full, there is no space for the condensation. If it’s empty, there is no moisture to condense. What you choose to do is up to you, but don’t leave it half-full.

6) Block holes to stop vermin

Your motorbike makes an attractive home for mice and rats looking to shelter from the winter cold. Avoid the problem by blocking up the air intake holes and exhaust using an oily rag. This will stop mice from making a nest in your pride and joy and can also help to limit damp.

7) Write a note to remind you that you’ve blocked up the holes!

Your next job is to write a note to remind you that you have blocked the holes. You don’t want to start her up without removing the rags first.

8) Stop flat spots

Leaving your bike parked up over winter can quickly lead to flat spots on the tyres. These are caused by the weight of the bike pressing down in just one area. The best way to prevent this happening is to lift the tyres off the ground whilst it is being stored. You can buy lifting blocks made specifically for this purpose quite cheaply. Another option is to simply roll your bike forward every week to move the tyres around. You could also try placing an offcut of carpet under the wheels so the tyres are not in direct contact with a cold hard floor.

9) Tuck it up

If you’ve got a dry garage or shed, these will be the best place to store your motorbike for winter. You can cover your bike to protect it from spider droppings and dust. Some experts recommend avoiding covers made from cotton. That’s because cotton can absorb moisture, holding it against your bike paint and metalwork. Instead, look for a breathable, man-made fibre cover. You might also want to consider investing in an airflow chamber. This is like a big bubble that surrounds your motorbike. It maintains a constant airflow around your bike, ensuring humidity is kept at bay. You’ll need a mains point nearby to plug it in. An added bonus of using an airflow chamber is that the ‘bubble’ offers an extra layer of protection against bumps and knocks. That’s useful if you’re storing your bike in a garage that gets frequent use.

10) Don’t forget your insurance

Just because you’re not planning on going out on your bike for the winter, it doesn’t mean it’s a good idea to cancel your motorbike insurance.

Your motorbike is still at risk of damage due to fire or theft. Cancelling your insurance could also cost more than you save with increased premiums when you come to renew. That’s because some insurance companies consider leaving a motorbike uninsured to be a risky action. As your premium is based on risk, it can mean higher prices.

11) Insurance again

Winter days when you can’t get out on the road are the perfect time to do that paperwork you’ve been putting off. For example, finding the best price for motorcycle insurance. Whether you need an agreed value for your classic motorbike or are looking for cheap cover for every day, we can help. Our specialist team at Easy2Insure will shop around on your behalf to find you the best price on quality cover you can rely on. Call our team for free on 0800 917 9522 or get a quote.

Don’t just leave your motorbike in the garage over winter. Instead, follow our 11 tips on storing your motorbike for winter and you’ll be ready to get back in the saddle in spring.

For more handy advice for motorbike owners, read our blog on How To Clean Motorbike Leathers.