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Now the nights are really drawing in, it’s time to turn your attention to storing your caravan for the winter. Nothing beats the feeling of freedom when you hit the road with your own caravan in tow. You’re free to go where you want and stay where you want. But even the hardiest of us caravan owners normally reserve our road trip adventures in the UK to the warmer months. If you’re going to be leaving your caravan unused for the next couple of months it pays to prep it properly. Time spent now can save money in the long run and ensure your caravan is ready to go next spring. If you’re not sure what you need to do, here are 10 quick tips to store your caravan for winter.
1) Sort out security
It can be heart-breaking to go to your caravan and discover it’s been broken into, or worse …not there! When it’s left over winter your caravan is a sitting target for thieves. So it’s worth thinking carefully of ways to keep it as safe and secure as possible. If you’re storing your caravan away from your home, think carefully about the location. Is it in a well-secured area? Fitting extra security devices like locks, security spikes, alarms, and CCTV can also deter criminals. And it’s a good idea to remove valuables, like TVs, that could be an added temptation for thieves.
2) Lose the leaks
Water leaks are the bane of every caravan owner. Checking the rubbers seals around your windows and doors takes only a few minutes, but could save you hours of cleaning up again. Look for the tell-tale cracks that show the rubber is perishing. Then get these replaced to help keep the damp and water out.
3) Dismiss damp
It’s not just leaks that can result in water damage. When your caravan is shut up for weeks at a time you run the risk of condensation forming and causing damp and mildew. Once formed, the dark fungal spots can be tricky to shift completely. Instead, take preventative action. Choose a bright, sunny day to air your caravan thoroughly. It’s worth checking the weather forecast to make sure humidity is low on that day, as moisture in the air is not visible. Carefully check that the inside of the caravan is totally dry before shutting it up for the winter.
Some DIY remedies to help prevent damp include using bowls of salt, which will absorb moisture from the air. Or you could try using shop-bought humidity crystals, which do the same job. Check and change/dry out your salt/crystals throughout the winter months so they can keep on doing their job.
4) Awesome awnings
Take out your awning and give it a good clean. Make sure it is 100% dry before putting away.
5) A fresh fridge
Before shutting up your caravan for the winter, be sure to double check you haven’t left anything in your fridge. You really do not want to discover a pint of milk next spring that has been left since the summer. Give the fridge a good wipe down to remove any traces of food. Using bicarbonate of soda can be especially effective and will help to neutralise any odours. And leave the fridge door open to allow air to circulate.
6) Forget flat spots
Even if you’re not taking your caravan out, try to move it around regularly to avoid flat spots forming on the tyres. If left in one place all winter, the weight pressure will damage the tyres. If you do take it for a quick drive on the road, make sure all your caravan insurance and breakdown insurance is in place.
7) Collect up the cushions
It’s a good idea to remove all the soft furnishings, like cushions, and store them at home. These are always a magnet for damp, and despite all your efforts can end up smelling musty if left in situ. Instead, take them home, wash them, dry them thoroughly and store until you’re ready to set off for your next adventure.
8) Beat battery blues
Remove the battery and store somewhere dry and cool unless it’s connected to your caravan alarm system. And don’t forget the batteries in items like clocks or your TV remote. These can leak if left unused, damaging the items containing them.
9) Get out the gas
It’s prudent to remove your gas cylinders before storing your caravan for winter. Leave them in a safe, cool, well-ventilated space.
10) Wipe out water woes
Freezing temperatures can mean frozen pipes and splits. And when frozen pipes thaw that can mean water damage. Make sure your water systems are totally empty over winter. Open and drain all the taps, not forgetting your shower. And remove your water filters to store them somewhere frost-free.
Another way to protect your caravan this winter
Just because your caravan is off the road, it doesn’t mean you won’t need insurance. Protect it from fire, storm damage, and theft over the winter months with caravan insurance. It’s Easy2Insure your caravan when you call our helpful team. We’ll use our industry contacts to secure you a value for money deal that is tailored to your specific needs. Just call us on 0800 917 9522 or get a free quote today.
It’s that time of year to dig out the scarf as the long, chilly nights draw in earlier and earlier. Damp, foggy mornings are becoming the norm. And for many of us with motorcycles, it’s the time to swap two wheels for four for a couple of months. Even if you’re hanging up your leathers for the winter, it’s still just as important to take good care of your motorbike. That way you’ll be ready to hop back on for a spin as soon as spring has sprung. Follow our nine quick tips and store your motorcycle for winter the right way.
How to safely store a motorbike over winter
1) Top up the tank
Leave your bike with a full tank of fuel to minimise the chance or condensation building up inside the fuel tank and causing corrosion.
2) Change the oil
Old oil can contain sludge that could settle in the sump if you don’t ride your bike for some time. If that happens, the sludge will be the first thing into the oil pipe when you do go out again. By changing the oil for fresh, you limit the risk of that happening.
3) Keep it squeaky clean
It’s important to get your bike as clean as possible before you leave it over winter. If you have been tempted to hit the road on your motorbike in the winter, be aware of the potential damage gritted roads could do. The salt will corrode metal so needs to be thoroughly removed.
4) Make sure your motorcycle is completely dry
If you’ve given your bike a good clean, the next thing to do is to make sure it is as dry as possible and given a final polish. This will help to limit the possibility of condensation building up. Remember, water gets everywhere, so carefully dry out with a cloth and leave somewhere that air can circulate freely around your bike.
5) Don’t lose your rag
You’ve washed, dried and polished your motorbike. Now it’s time to prevent new damp getting into the bike parts. Stuff an old rag into the end of the exhaust system to help prevent cold, moist air finding it’s way into the exhaust system. Just don’t forget to remove it before you start your motorbike up again.
6) Take charge
Leaving your bike unused for a couple of months can mean the battery loses its charge. Avoid digging out the jump leads and prevent this situation by hooking it up to a battery conditioner (also known as a trickle charge). You’ll need an electric supply in your garage, but you’ll be pleased to hear it uses only a very small amount of electricity to keep the battery in tip-top condition.
7) Stop the flat spots
Leaving your motorbike in one place over winter can cause excess pressure in just one position on the tyres. Then, when you come to use it, you’ll find flat spots have formed and damaged the tyres. To prevent this, use paddock stands to elevate the wheels off the ground safely. Alternatively, go to your bike once a week to rotate the wheels and avoid pressure occurring in just one place.
8) Cover up
Covering your bike with a cloth can help to protect it from dust and dirt. It’s better to use a cover that is made of a breathable fabric, to avoid the build-up of condensation. Some experts recommend that you avoid cotton, as this can absorb and hold onto moisture and hold it next to your bike.
Another option is a bike ‘bubble’ like the one made by Carcoon. This has the benefit of encouraging airflow around your bike as well as offering an added element of protection against accidental knocks and bangs.
9) Location, location, location
It’s best to store your motorcycle away from direct sunlight, which causes temperatures to fluctuate leading to condensation. If your garage has a window, think about how the sunlight shines through it over the day. Then park your motorcycle away from where the sun shines in.
Another way to protect your motorcycle this winter
Whether you ride a classic or have an everyday run-around, it’s Easy2Insure your motorbike. Our friendly team at Easy2Insure has the knowledge and experience you need to get the right level of cover at the best possible price. As independent brokers, we’ll shop around insurance companies big and small and negotiate the best value prices on your behalf. Call us on 0800 917 9522 or get a free quote now.
Is motorcycle insurance cheaper than car insurance? It’s a question that is often asked, and there is no definitive answer. As independent insurance brokers, we search thousands of car and motorcycle quotes every day, uncovering the best prices for our customers. On the whole, we see that insurance companies consider riding a motorcycle is riskier than driving a car. So premiums can edge higher for motorcycles compared to cars. But like all insurance, the cost of your premium will depend on a whole range of variables. This includes the make, model, age and value of your bike or car. Your age, where you live, and if you hold a clean licence, will also impact on the cost.
What are the average costs of car and motorbike insurance?
The average car insurance premium in the UK has risen to £481. But this is nothing compared to the £691 you’ll need to fork out on average if you live in central London and need to insure your motorbike.
How can I save money on motorbike insurance?
Luckily, there are some clever tricks for reducing your car or motorcycle insurance quotes. These include:
- Stick to the law. Penalty points, from speeding or using your mobile phone on the go, can seriously increase premiums.
- Safe driving. Insurance companies reward riders and drivers who don’t make any claims against their insurance. The higher the number of ‘no claims bonus’ you hold, the lower your premiums are likely to be.
- Pay annually. If you can afford to pay your premium in one go, always take that option. You’ll end p spending more if you pay in monthly instalments.
- Don’t just assume that third-party only cover will be cheaper. Some insurance companies consider opting for only third-party insurance as riskier behaviour. So your premium could be higher than for fully comp.
- Keep your bike or car safely stored in a garage. Motorbikes are at greater risk of being stolen if they are left parked on the road. A thief can just lift them and load them onto a trailer. Locking it up securely overnight can make a significant difference to motorcycle insurance premiums.
- If you don’t use your motorbike to get to work, tell your broker. Using your bike for the commute will add extra to your premium. If you don’t need to be covered for this, make sure you don’t pay for it.
- Shop around. Different insurance companies calculate their premiums using different formulas. The more insurance companies that you contact for a quote, the better your chance of discovering an excellent value deal. If you don’t have the time to do the calling round yourself, use a trusted independent broker, like Easy2Insure, to do this legwork for you. We use our expertise not only to find you the best price. We’ll also make sure that no nasty exclusions are lurking in the small print for your peace of mind.
Classic motorbike insurance
Ordinary motorbike insurance just won’t cut it if you ride a classic motorbike. With classic bikes proving a sound investment as values have crept up in recent years, you may need to look for an ‘agreed value’ policy so you won’t need to rely on the list price if you make a claim. Owners of classic bikes can also get extra reassurance with dedicated classic motorbike insurance that genuine parts will be used. Or specify that you want to be able to take your bike to your preferred garage for repairs rather than the garage recommended by your insurer.
Motorcycle insurance add-ons
While third-party insurance is a legal requirement before you hit the road, there are lots of other insurance options for you to consider. Buying these as a value for money bundle deal can save cash and give you even more peace of mind. These extras include:
- Helmet and leathers insurance.
- Breakdown cover to make it easy to continue to your destination if your bike breaks down.
- Motorcycle warranty cover to take the financial strain if you need to purchase an expensive new mechanical part for your bike.
Where can I buy cheaper motorbike insurance?
It’s Easy2Insure your motorbike at the right price. Our expert motorcycle insurance team is entirely independent and will shop around on your behalf to secure you the best deal on cover you can rely on. Call us on 0800 9179522 or get a free quote today.
GIT insurance is short for ‘Goods In Transit’ insurance. Whether you’re a self-employed courier or run a fleet of delivery vans and bikes, it’s a business essential for peace of mind. This Easy2understand guide explains what GIT insurance covers, why you need it, and how to get the best price quote.
Who needs Goods In Transit insurance?
Goods In Transit insurance is specifically designed to cover items being transported in a car, van, lorry, boat, or on a bike. It will pay out financial compensation if something happens to the goods while in your care.
If you transport items related to your own business, it provides added financial peace of mind in case something goes wrong. For example, if you run a wedding cake company, it can pay out compensation if something happens to your creation on the way to the venue.
It’s even more important to take out robust GIT insurance if you transport goods on behalf of another business. For example, you’re a freelance courier, have a furniture removals company, or run a haulage business. Your ordinary commercial vehicle insurance won’t typically pay out for any theft or damage to the goods you’re transporting on behalf of your clients. And as the value of the goods in your care can be very high, that leaves you open to significant financial risk.
What exactly will GIT insurance cover?
GIT insurance will cover you for any damage to items that you are transporting. For example, you have an accident, and the contents of your van are damaged in the process. It also covers you if the contents are stolen or lost.
Tip: If you sometimes leave items in your vehicle overnight, make sure your GIT insurance will cover this. And if you transport items to Europe or worldwide, you should also double check this is included.
What value do I need to cover?
The more expensive the goods you transport, the more expensive your GIT insurance is likely to be. However, it’s imperative not to underestimate the value of the items you’re responsible for. If you do, you could find yourself seriously out of pocket. Underestimating values is only likely to save you a few pennies. If you do need to make a claim and you don’t have the right level of cover, you’ll need to make up the shortfall yourself. And that could severely damage your cash flow or even force your business to go under.
Does it cover items in storage?
No. GIT insurance only covers items during transportation. You’ll need to take out contents insurance as part of your commercial buildings insurance to cover any items that you are storing in a depot.
Is GIT insurance required by law?
No. You don’t have to take out GIT insurance by law, but it is a prudent option to protect your livelihood. If you’re a courier or run a haulage firm, many of your clients will expect you to hold GIT insurance. Without it, you could miss out on jobs.
Top 4 tips to get a better price on your GIT insurance
- Speak to a specialist GIT insurance provider.
- Shop around. Insurance companies calculate premiums using different risk algorithms. That means you can get two very different prices from different insurance providers for two very similar insurance products.
- Look for tailored insurance cover. Pay only for what you need, not cover that you’ll never want.
- Pay your premium annually, not monthly. Paying monthly incurs extra charges.
- Buy your GIT insurance as part of a complete business cover package deal. You’re likely to need other types of commercial insurance, including commercial vehicle cover and public liability insurance. Buying all the insurance products your business needs together can sometimes mean significant savings.
Where can I buy cheap GIT insurance?
Easy2Insure is an online independent insurance brokerage. Our online quote system is quick and Easy2 complete. Once submitted, our expert UK-based team will be in touch to double check the details and make sure we get exactly the right level of cover for you at a price that matches your budget. If you’re not sure exactly what you need, our CII-qualified team will guide you. And we’ll offer specialist advice on every aspect of your insurance policy. We also benefit from having ‘preferred broker’ status with many of the UK’s leading insurance providers, meaning we can source the best deals at the best prices for our customers. For more information, call us on 0800 9179522 or fill in our online quote form.
